We believe moving money should be simple
CreedPay was built out of frustration with slow, expensive, and invasive ways to convert crypto to Naira in Nigeria. We set out to do it better, and we are just getting started.
Making crypto useful for everyday Nigerians
Millions of Nigerians are paid in crypto — freelancers, remote workers, traders, and businesses with international clients. But converting that crypto to Naira has always been needlessly complicated: P2P delays, shady rate manipulation, mandatory ID checks just to access your own funds.
CreedPay was founded to solve this. Our Crypto to Naira offramp automates the entire conversion process so that anyone with USDT or USDC can receive Naira in their bank account in under a minute. We accept deposits from 7 blockchain networks, with no middlemen, no P2P waiting, and no unnecessary data collection.
Beyond offramping, we give you the full toolkit: cross-chain swaps and bridges powered by LI.FI, a personal crypto wallet, CreedPay ID transfers, and a referral programme that pays you passively every time someone you refer transacts.
- Anonymous offramp with zero KYC up to $150
- Naira settles in under 60 seconds, no P2P
- Accepts deposits from ETH, BSC, Polygon, Solana, Arbitrum, Base and Optimism
- No account fee, ever
- Swap any token across chains via LI.FI — no account needed
- Bridge assets between chains in seconds
- Hundreds of DEXs and liquidity sources aggregated automatically
- Personal wallet, CreedPay ID transfers and bill payments when you sign up
- Referral programme with unlimited passive earnings
Swap any token, bridge any chain. No account required.
CreedPay's Swap and Bridge feature is powered by LI.FI, one of the most advanced cross-chain aggregation protocols in DeFi. LI.FI routes your swap through hundreds of decentralised exchanges and bridge providers simultaneously to find you the best rate and the fastest execution path.
You can swap between tokens on the same chain or bridge your assets from one blockchain to another in a single transaction. There is no limit on swap size, and no account or KYC is required. Simply connect your Web3 wallet, select what you want to swap, and confirm.
Supported tokens include USDT, USDC, ETH, BNB, MATIC, SOL, ARB, OP, and hundreds more. Any token with liquidity on any of our supported networks can be swapped through the aggregator.
Powered by LI.FI
Aggregating 30+ bridges and 100+ DEXs
Supported Networks
What you get
- 🔀Best route found automatically across 100+ DEXs
- 🌉Bridge between any two supported chains in one step
- ⚡No account or KYC required, ever
- 💰No hidden swap fees beyond displayed slippage
- 🔐Non-custodial: you stay in control of your wallet at all times
- 🪙Hundreds of tokens supported across all 7 networks
More power when you sign up
Everything you can do as a guest still works after signing up. Creating a free account in under 2 minutes unlocks a whole layer of features on top.
Personal crypto wallet
A non-custodial wallet tied to your CreedPay account for receiving, storing, and sending crypto.
Higher offramp limits
Complete a quick KYC and unlock significantly higher per-transaction and daily offramp limits.
Transfer to external wallets
Send crypto from your CreedPay wallet to any external wallet address across supported networks.
Spend crypto like cash
Use your crypto balance directly for everyday payments without manually cashing out first.
CreedPay ID transfers
Send crypto instantly to any other CreedPay user using just their CreedPay ID. No wallet address needed.
Bill payments
Pay airtime, data, electricity, and more directly with your crypto balance. Coming soon.
Better rates
Registered users receive preferential exchange rates on all Crypto to Naira transactions.
Referral rewards
Earn a percentage of every transaction your referred users make, passively and forever.
Our values
Privacy first
You should never have to hand over your identity just to move your own money. Our anonymous offramp requires zero KYC for transactions up to $150. No name, no selfie, no account.
Speed that respects your time
The average Crypto to Naira offramp settles in under 60 seconds. No P2P buyer to wait for, no manual review, no support ticket. The moment your USDT or USDC confirms on-chain, your Naira moves directly to your bank.
Radical transparency
The rate you see is the rate you get. No hidden spreads, no last-second fee additions. Our service fee is baked into the displayed exchange rate so you always know exactly what you receive.
Built for Nigerians
Every product decision is made with the Nigerian user in mind. Local bank integrations, competitive Naira rates, and a growing community of freelancers, traders, and remote workers.
Ready to experience the difference?
No account needed. Convert up to $150 of USDT to Naira instantly and see why thousands of Nigerians choose CreedPay.